Managing money is not easy, trust me I know and have struggled for years. I got help from a wonderful lady to get myself back on track. I want to share some resources here that may help you.
Tip: Since the word "budget" brings about such dread and negativity in people's mind, there is a move to rename it a spendng and savings plan, because that is essentially what a budget is. And it sounds a little better I guess. Step 1: Log your spendingWrite down EVERY DOLLAR EVERY CENT YOU SPEND for 30 days. You will be made more aware of where your money is going and can have better control of it. Remember: EVERY PENNY!!!
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Protect your identity (and your children’s) when you travelJANUARY 14, 2020 BY MEGHAN HUNTER
Read this great article here: https://millionmilesecrets.com/guides/protect-your-and-your-childrens-identity-when-you-travel/ IRS Identity Theft Protection Pins- learn more and apply here: https://www.irs.gov/identity-theft-fraud-scams/get-an-identity-protection-pin Financial Literacy from Annuity.orgIn hopes of promoting Financial Literacy, Annuity.org has created, what they believe, to be the most comprehensive, easy-to-read guide on financial literacy on the internet. Their page covers topics such as setting a budget, how to use credit responsibly, planning for retirement and much more. You can check out their guide here:
https://www.annuity.org/financial-literacy/ https://www.annuity.org/annuities/types/ |
2. Debt Snowball Calculator--get out of debt faster.
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Maybe you’ve struggled with credit card debt. Maybe you’re still dealing with student loans, or have a car payment that prevents you from having more margin.
It can feel overwhelming to try and make a plan to pay it all off, especially when money is already tight. The Debt Snowball Calculator does the hard work for you! All you have to do is enter your balances, interest rates, and minimum payments. The calculator gives you a month-by-month plan to get out of debt faster, and with less interest. Ready to try it for yourself? USE THE CALCULATOR |
Begin building an Emergency Fund
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You can contact me at maryvitataxes@gmail.com
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Please note: I, Mary Meador, AM NOT a certified accountant or tax law expert. I volunteer with VITA providing free tax preparation for individuals and families whose income is less than $66,000 a year. We deal with simple returns at our sites. I cannot guarantee the accuracy of all the information on this site as tax laws change and I may not have a clear understanding of complicated issues. I am trying to provide basic tax preparation information for our volunteers to get started--remember Publication 4012 is your go-to resource for questions, as well as irs.gov and Publication 17.
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